PRIVACY POLICY

Effective 01/01/2026 Skygold Funding Inc. (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit https://skygoldfunding.com, submit an application, or communicate with us via phone, email, or SMS.

1. Information We Collect

We may collect personal and business information including but not limited to: - Name - Business name - Phone number - Email address - Business address - Financial information - Banking

information - Funding history - IP address and device data

2. How We Use Information

We use collected information to: - Evaluate business funding eligibility - Communicate regarding applications and funding - Send SMS updates and follow-ups - Provide customer support - Improve our services - Comply with legal obligations

3. SMS & A2P 10DLC Communications

By providing your phone number, you consent to receive SMS messages from Skygold Funding Inc. regarding business funding updates, application status, and customer service communications. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for assistance. We do not send unsolicited bulk SMS messages.

4. Information Sharing

We may share information with: - Funding partners and lenders - Service providers and vendors - CRM and communication platforms - Legal or regulatory authorities when required We do not sell personal information.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse.

6. Data Retention

We retain information only as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements.

7. Your Rights

You may request to access, correct, or delete your personal information by contacting us directly.

8. Cookies & Tracking

Our website may use cookies and similar technologies to enhance user experience and analyze traffic.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites.

10. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted with a revised effective date.

11. Contact Information

Website: https://skygoldfunding.com Email: subs@skygoldfunding.com We currently operate digitally. Contact information may be updated as the business expands.