TERMS OF SERVICE

Effective 01/01/2026 These Terms of Service (“Terms”) govern your use of the website https://skygoldfunding.com and any services provided by Skygold Funding Inc. (“Company,” “we,”

“our,” or “us”). By accessing our website or submitting information, you agree to these Terms.

1. Services

Skygold Funding Inc. operates as a business funding brokerage. We assist businesses in connecting with third-party funding providers. We do not guarantee approval, funding amounts, or

specific terms.

2. Eligibility

You must be at least 18 years old and authorized to act on behalf of a business to use our services.

3. No Guarantee of Funding

Submission of an application does not guarantee approval or funding. All funding decisions are made by third-party providers.

4. SMS & Electronic Communications

By providing your phone number or email, you consent to receive communications from us regarding funding applications, updates, and customer service. Message frequency varies.

Message and data rates may apply. Reply STOP to opt out of SMS communications. Reply HELP for assistance.

5. Accuracy of Information

You agree to provide accurate and truthful information. Providing false or misleading information may result in denial of services.

6. Intellectual Property

All website content, branding, materials, and systems are property of Skygold Funding Inc. You may not copy, distribute, or reproduce materials without written permission.

7. Limitation of Liability

Skygold Funding Inc. is not liable for funding decisions made by third parties, loss of business, lost profits, or indirect damages arising from use of our services.

8. Indemnification

You agree to indemnify and hold harmless Skygold Funding Inc. from claims, damages, or liabilities arising from your misuse of services or violation of these Terms.

9. Third-Party Services

We may utilize third-party platforms including CRM systems, SMS providers, and funding partners. We are not responsible for their independent policies or actions.

10. Termination

We reserve the right to deny or terminate services at our discretion, including in cases of fraud, misrepresentation, or non-compliance.

11. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.

12. Changes to Terms

We may update these Terms at any time. Continued use of our website constitutes acceptance of revised Terms.

13. Contact Information

Website: https://skygoldfunding.com Email: Deals@skygoldfunding.com